Love House Kids Program update from Christmas

Love House Update
Wow! What a Christmas! We had more kids than ever in need for Christmas
and people came through with unbelievable generosity. We supplied over 850 kids this year with toys and 55 of them were complete wish lists for teenagers living in group homes.With the economy not so great and so many fears of what is coming, I was concerned about our
Christmas needs getting met. People didn’t leave us. They got more creative and
it turned out fantastic. Instead of one person or family taking on one child a two or
three families took on the one child. People reached out to friends and co workers
that didn’t know we existed and got them involved. From that great effort, not only
did the kids get Christmas but the Love House Kids Program got more exposure and
from that we have received more offers to volunteer services. Everyone won.

The Girl’s Place has certainly had its breaking in time and what a trip it has been
It is a place for the exceptional girl that really is putting her own actions and accountability into a customized program leading to success for a lifetime. There are
lots that want it but few that are truly willing to work it. Even the willingness to learn
how to work it and be accountable can be the difference in a life time for these kids.
We will work with them on breaking the dependency on the system and becoming
completely reliable on themselves creating a healthy life style. I don’t know who has
learnt more, them or me. I certainly can attest to knowing more about some subject matter than I ever dreamed of. We never know where the success will come from but
it will and in some situations, we may not know about it for years later but in the
meantime, we are the front seat audience.

We have had a gal that was at our fund raiser jump on board the love train with her
talents in socialized internet marketing and put the Love House Kids Program and Girl’s Place on Face book. She is so energized and already making a difference, She is also
looking at some fund raising events that she may put on. This is going to be an exciting time for all of us and if Christmas is any indication of what people are willing to do for our kids that range from 0-19, the economy won’t be allowed to restrict us. Everyone will
just get more creative so the burden is spread out and not so heavy. The power of one person doing one thing has never ceased to amaze me. One person does make a difference; the Love House Kids Program is full of those stories and is where it is today
because of them. All of the kids at the

Love House Kids Program

and me thank you for caring about us and being there for us. Those that don’t know who we are, please visit us at http://www.lovehousekidsprogram.org/

Tax Credit Dollar for Dollar and Help Kids in Need

Together we can make a difference. During this season of thanksgiving and joy, we have an opportunity to give a gift to children in need in our community for which you will be able to claim a 100% tax credit, not just deduction. We have attached a letter explaining how you can do this.

Through the Arizona Charitable Tax Credit program for the Working Poor, state tax payers can support the Love House Kids Program and be eligible for an Arizona State tax credit. This is a 100% tax credit, not just a tax deduction .
We have also included the Eligibility list showing that we are on the list for tax purposes. We would appreciate being considered in your contributions this year. If you give up to $200.00 you receive a $200 tax credit. Up to $200.00 is what is eligible per person- $400.00 per married couple.
Thanks to each and everyone of you that have supported us this year with time, money,talents,prayers and the list goes on
You can make your check out to
Love House Kids Program
18212 N 8th Street
Phoenix AZ 85022
Remember it needs to be sent by December 31st to qualify.
We are all loving you
Maureen Karpinski
Director/Founder
Love House Kids Program
Any questions please feel free to call me 602 980 0760 or 602 971 3331

SELF-CERTIFIED CHARITABLE ORGANIZATIONS
Updated July 14, 2008 Page 12
NAME OF ORGANIZATION ADDRESS CITY, STATE, ZIP CODE TELEPHONE #

Love House Kids Program 18212 N. 8th Street Phoenix, AZ 85022 (602) 980-0760
The list can be found at AZ State Working Poor Tax link

Loan Modifications and Services

We had an office meeting last week and had a colleague come speak to us and introduce his new plan and business in modification. Avery is someone we have dealt with over the years for loans and I have relied on for investor advise in acquiring loans. One of the his assets is the ability to switch and adjust to make the transaction happen and this has followed him to his new venture.
He is not taking all loans but will look at everything. If he takes on the loan modification, he will guarantee it , You pay him 1900 dollars up front and if he can't get it done he refunds the entire amount and this is in writing. He has attorneys in his network if he has to act quickly to stop a foreclosure. Of interest too is that he is investigating and researching honest, successful credit repair companies to possible be part of his package or at least network. It makes so much sense. If you need a loan modification, you are probably needing a credit repair as well. You might want to visit him at http://www.wefixuglyloans.net/.

Phoenix Arizona Housing Market

Karl Stauffer's Weekly Market Update
Weekly Inventory Level Comparison
©2008 Karl Stauffer
As of Friday, November 28th, 2008.

I hope that all of you enjoyed your Thanksgiving Holiday!

At least some of you were out selling homes as there was a slight increase in sales over the previous report. There was also a 1% decrease in inventory this week over 2 weeks ago. With very little change in the closing rate, we still have a net result of 9 1/4 months of supply here in the Valley.

Luxury homes showed an increase in sales, and improved to a 44 month supply in Scottsdale over $1M and 39 1/2 months in Paradise Valley.

Again, as we compare to last year, overall inventory levels are down about 5% and our rate of sales is up somewhere between 60 and 70% for November of 2008 over November of 2007. We need to continue to pass along this information to our clients since the media is not

Real Estate Agents Looking for Alternative Offices

With the economic times, many agents are looking for alternatives. I would love to speak with you about our company. I promise you will not give up any integrity, support or professionalism. I have zero tolerance for anything but the utmost in integrity and professionalism from all agents.I am totally aware of the slow down of productivity with this marketplace and do not expect above average performance in a below any kind of average market in my 36 years in the business. Being the owner of the company, I can always customize a plan to meet your needs.
If you have been considering changing offices, I would love to chat with you about ours. I pride myself on our office being agent friendly first, not broker first and the agents second or last. I tried to implement all of the things I wanted and in some situations had as an agent when I created our office just over 7 years ago.
Don't worry about the cost of changing over- Basically it would cost you the price of your business cards approx 100 dollars for 2000 4 color cards- We will supply the signs- you supply your own rider- no admin fee to sign up up= no E&O reserve
Broker is personally available 7 days from 7 A.M.—9P.M.-She is your mentor!♦ We provide you with the professional platform to excel , Virtual Office - NO COST
* Marketing material –personal and client format-NO COST
♦ No franchise fee♦ No transaction fee♦ Outstanding commission splits
♦ Personal page on our web site-NO COST♦ Sales meetings focused on giving you the cutting edge in the market
♦ Ongoing training-NO COST♦ We are a company that gives back to community-we love America’s children
♦ Dedicated to Customer service and professionalism-Zero tolerance for less.
Please feel free to call me at 602 971 3331, email maureen@cactuscountryproperty.com
Cheers
Maureen

"Expect A Sold Sign"
Maureen Karpinski
Cactus Country Property Professionals
Designated Broker/Owner
GRI-Mre Certified , CRIR & e-Pro
Licensed 36 years
602 971 3331
www.cactuscountryproperty.com
maureen@cactuscountryproperty.com

Christmas Toy Drive for Abused Kids

UNWRAPPED TOY DRIVE!

We have a special need for unwrapped toys for our homeless,group home and extremely poor kids, age 0-18. These toys are for the homeless and the poorest of poor children along with our kids that will spend Christmas in a group home. Please remember our teenagers, they too are kids. We are committed to giving Christmas to 700 children this year. Every single toy counts. Every one of us can make a difference. Please join our love train this Christmas

Thank You for caring about our kids.


“THE LOVE HOUSE KIDS PROGRAM”
Feel free to visit us at “www.lovehousekidsprogram.org”
Call Maureen 602 971 3331-

Current Real Estate Market Supply Phoenix AZ

Below are the stats for the past couple of weeks. It never ceases to amaze me why the newspapers and media can't tell this story. It is noteworthy considering what the state of affairs has been for the past couple of years. There are buyers out there and quite a few, we now need loans that make some sense for that consumer. We bail out the banks to get it moving and the bank hangs on to our money and does nothing perform as was the intention. Take a look at these stats supplied by Karl

Karl Stauffer's Weekly Market Update
Weekly Inventory Level Comparison
©2008 Karl Stauffer
As of Friday, November 14th, 2008

There was another 1% increase in inventory this week but a higher closing rate gave us a net result of 9 1/4 months of supply, an improvement over last week.

For the sake of comparison, let's go back one year to this same week in 2007. We had 47640 homes for sale compared to 45302 this year which means supply has stayed fairly constant and in fact has come down about 5%. Last year we had 2815 closes in the month previous compared to this years 4897, an improvement of almost 75%!

There was an inventory supply of 17 months, nearly double what it is today.

I feel that the long term trends show we are improving even though that is not what you read in the papers. We need to get the word out!!!!!

Give us some loans we can use and watch decrease this inventory that much more and put the real estate market where it needs to be to get to the starting gate.
Have a wonderful Thanksgiving
Maureen